Who Is A Policyholder?

A policyholder (also known as named insured) is a person whose insurance policy is registered by his or her name. He or she is the owner of the policy and can make changes into it or terminate it. 

In most cases, a policyholder is responsible to pay premiums which are the fees or costs of the insurance policy.

A policyholder vs. An insured.

A policyholder is the one who owns the policy. While an insured is any person or entity which is covered by the insurance policy. An insured can be a policyholder or just an additional insured.

A policyholder vs. an additional insured.

A policyholder is the owner of the policy while an additional insured is any person who is covered by the policy other than a policyholder. An additional insured enjoys insurance benefits but he is not the owner of the policy.